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Investment Planning

Uncompromised Investment Planning

Developing an investment strategy is a key element of financial planning. Your investment strategy will provide guidance for all future decisions. It contextualises your financial situation and sets out a way of achieving your financial goals in line with your time horizon and ability to tolerate investment risk and market volatility.

Our financial analysis tool

There is often a trade off to be made between the investment returns required to meet your future expense goals and the investment risk required to deliver that return. Our financial analysis tool is designed to demonstrate the relationship between investment returns and risk and how these affect your particular circumstances. This tool also indicates the long-term consequences of your decisions.

Our expert knowledge

We have gathered and studied information on the behaviour of the financial markets experienced over the past 100 years. In the process a significant amount of knowledge has been obtained about the behaviour of different asset classes, both in terms of their performance characteristics and their correlation to each other. So, whilst we do not know what is going to happen in the markets from one day to the next, we do know however, how different asset classes behave over time and how they behave relative to each other. Research has also shown that diversity is the antidote to uncertainty and a key investment principle is to ensure that your portfolio is diversified across asset classes, geographical regions and portfolio managers.

Our asset allocation models

Armed with our expert knowledge, we are able to produce asset allocation models that combine different asset classes in an investment solution. This enables us to meet specific investment requirements with the lowest possible investment risk. These models are based on efficient frontiers and we have therefore partnered with a specialist investment advisory firm who has the capability, expertise and tools to determine the optimal asset allocation.

Throughout this process it is imperative to view your investment over the minimum timeframe required to achieve your identified objective(s). Your investment solution will experience short-term fluctuations. It is during these times that you should prevail from letting your emotions influence your decision-making. Instead, focus on the long-term objectives you have set for yourself.